Solutions Architect
Ezra · Dubai
Led architecture and rollout planning for mobile-money and digital-finance products across African and Asian markets, connecting discovery, partner integration, testing, and launch readiness.
Principal Solutions Architect · FinTech & Payments
I turn complex financial systems into platforms teams can ship, operate, and scale.
Fourteen years across merchant platforms, payments, digital lending, cloud architecture, and applied AI—connecting commercial priorities to secure production systems.
14+Years from engineering to architecture leadership
5Connected merchant and payment domains
3Languages: Arabic, English, and French
01 · Profile
Architecture at the point where product, engineering, and operations meet.
I am a Principal Solutions Architect and FinTech engineering leader with 14+ years of experience taking enterprise platforms from discovery and target architecture through implementation governance, production readiness, and go-live.
My work spans merchant onboarding, acquiring, payment processing, settlement, reconciliation, mobile money, digital lending, cloud modernization, and controlled enterprise AI. I translate difficult requirements into clear domain boundaries, resilient platforms, and delivery plans that business and engineering teams can execute together.
02 · Current work
FinTech & payment platforms
Principal Solutions Architect & FinTech Engineering Lead
Leading architecture and engineering execution across merchant onboarding, acquiring, payment processing, settlement, and reconciliation.
- Translate commercial and operational priorities into product capabilities, domain boundaries, API contracts, and delivery increments.
- Align product, business, operations, and engineering leaders on dependencies, risk, resilience, security, and release readiness.
- Shape platform roadmaps that balance time to market with maintainability and operational control.
Founder · Product architect
Clarivy
Building governed AI case operations for risk, compliance, and regulated teams—with case-bounded assistance, human ownership, and defensible decision history.
Visit Clarivy03 · Experience
Selected experience
Solutions Architect
Skytrend · UAE
Architected cloud-native enterprise platforms across analytics, applications, and integration using AWS, microservices, Kubernetes, and production-governance practices.
Independent Consultant
Touch Media · Remote / UAE
Advised leadership teams on digital strategy, DevOps operating models, solution architecture, engineering execution, and customer feedback loops.
Consultant Technical Lead
Maltem · Morocco
Led digital-transformation delivery across banking, insurance, and payments, combining front-end architecture, APIs, third-party integrations, and Agile execution.
Engineering foundations
Freelance.com · Valessentia · Envol Group
Progressed from hands-on software engineering into client-facing technical leadership, owning delivery from requirements and architecture decisions through release.
04 · Capabilities
A product mindset with architecture depth.
I work comfortably with executives, commercial teams, product leaders, architects, and engineers—making the path from ambition to production explicit.
Product & strategy
Discovery, capability maps, customer journeys, requirements, roadmaps, prioritization, RFP/RFI/RFQ, launch planning.
FinTech domains
Merchant onboarding, acquiring, payment orchestration, settlement, reconciliation, mobile money, WPS/payroll, digital lending.
Architecture & cloud
Distributed systems, microservices, event-driven integration, APIs, AWS, Azure, GCP, Kubernetes, Docker, CI/CD.
Applied AI
AI agents, MCP, RAG, model governance, human oversight, source-grounded workflows, measurable operational outcomes.
Engineering
Java, Python, TypeScript/JavaScript, Go, SQL, REST, SQL/NoSQL, caching, messaging, queues, and data pipelines.
05 · Foundation
Education
B.Eng., Distributed Systems
Université du Littoral Côte d’Opale · France
Languages
Arabic · English · French
Native Arabic; professional English and French.
Let’s build what comes next